What workers compensation benefits am I entitled to?
Margaret, Client
Workers compensation covers several types of benefits. When filing a claim, it is good to know what benefits you may qualify for.
Workers compensation can cover a wide range of medical expenses. Doctor visits, surgeries, physical therapy, hospital bills, and medications are just some examples. Your insurance company will specify what coverage they offer.
If you can return to work with modified conditions, temporary disability benefits are for you. For those able to work, you could qualify for Temporary Partial Disability benefits. If not, you can qualify for Temporary Total Disability instead. You may need legal assistance to know exactly what you qualify for.
Your insurance company may have specific coverage for injuries with permanent effects. Coverage depends on the severity of the injury and its impact on your working ability. Insurance companies also pay through the Workers Benefit Fund.
Workers compensation can also help you transition to a new job. If you can’t return to work due to an injury, you may qualify for aid in getting new employment. This includes training and other support methods. For details on available support, click here.
Workers employed in multiple jobs when injured have access to additional funds to cover costs. This is on top to funds received from the Workers Benefit Fund, which covers workers compensation costs (see below). You may need legal counsel to know how best to proceed with these claims. For more information, check here.
Your insurance company can also provide benefits to surviving family members in case of death on the job. Benefits also extend to deaths due to Permanent Total Disability. Insurance companies and the Worker Benefit Fund cover these benefits. Legal assistance can help you get the most from these benefits as well.
The Workers Benefit Fund is a state-managed resource overseen by the Department of Consumer and Business Services. The department sets aside funds specifically to help cover costs for injured workers. For information about the DCBS, click here.
The DCBS conducts assessments for employers to set rates. These assessments fund a variety of programs, such as workers with disabilities, re-employment assistance, and reopened claims. For specific information on this fund, click here.
Funds you receive from filing a workers compensation claim come from the Workers Benefit Fund. While it sounds like a separate program, it is the default source used for workers compensation claims. Your insurance, the DCBS, and legal counsel can help you understand this process.
Workers compensation can cover many different expenses. Knowing what you need and when can be a difficult process to navigate. Having a good lawyer can help you through this. If you would like to receive a free consultation on your case, call us at 888-813-3188.
Medical Benefits
Workers compensation can cover a wide range of medical expenses. Doctor visits, surgeries, physical therapy, hospital bills, and medications are just some examples. Your insurance company will specify what coverage they offer.
Temporary Disability
If you can return to work with modified conditions, temporary disability benefits are for you. For those able to work, you could qualify for Temporary Partial Disability benefits. If not, you can qualify for Temporary Total Disability instead. You may need legal assistance to know exactly what you qualify for.
Permanent Disability
Your insurance company may have specific coverage for injuries with permanent effects. Coverage depends on the severity of the injury and its impact on your working ability. Insurance companies also pay through the Workers Benefit Fund.
Vocational Benefits
Workers compensation can also help you transition to a new job. If you can’t return to work due to an injury, you may qualify for aid in getting new employment. This includes training and other support methods. For details on available support, click here.
Supplementary Benefits
Workers employed in multiple jobs when injured have access to additional funds to cover costs. This is on top to funds received from the Workers Benefit Fund, which covers workers compensation costs (see below). You may need legal counsel to know how best to proceed with these claims. For more information, check here.
Death Benefits
Your insurance company can also provide benefits to surviving family members in case of death on the job. Benefits also extend to deaths due to Permanent Total Disability. Insurance companies and the Worker Benefit Fund cover these benefits. Legal assistance can help you get the most from these benefits as well.
Workers Benefit Fund
What is it?
The Workers Benefit Fund is a state-managed resource overseen by the Department of Consumer and Business Services. The department sets aside funds specifically to help cover costs for injured workers. For information about the DCBS, click here.
Where does the money come from?
The DCBS conducts assessments for employers to set rates. These assessments fund a variety of programs, such as workers with disabilities, re-employment assistance, and reopened claims. For specific information on this fund, click here.
How do I get access?
Funds you receive from filing a workers compensation claim come from the Workers Benefit Fund. While it sounds like a separate program, it is the default source used for workers compensation claims. Your insurance, the DCBS, and legal counsel can help you understand this process.
Contact Us
Workers compensation can cover many different expenses. Knowing what you need and when can be a difficult process to navigate. Having a good lawyer can help you through this. If you would like to receive a free consultation on your case, call us at 888-813-3188.
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